Personal Finance Dashboard & 5 Year Budget Tracker | By Fortnight or Month | Income, Expenses, Savings, Investments & Debts Tracking
[Comprehensive version, same tracker as listed on Etsy Store]
✨ Take control of your money, set intentional financial goals, and track your progress all in one place with the Comprehensive Personal Finance & 5 Year Budget Tracker ✨
Whether you're just starting out or a spreadsheet pro, this Google Sheets tracker is designed to simplify budgeting, make tracking intuitive, and help you actually see where your money is going. No more wondering if you're on track — you'll know.
I know how it feels to...
- 😱 To overspend and not know where the money went
- 😵💫 To feel overwhelmed with managing bills, savings, and goals
- 🙋🏻♀️ To want to budget, but not know where to start
- 😫 To feel like you’re winging it every month and hoping for the best
- I’ve been there too — and that’s why I built this tool to track all your financial needs and goals.
As a former Chartered Accountant, with a background in finance and a passion for design, I’ve created a tracker that bridges the gap between functionality and simplicity. It’s the exact tool I used to get on top of my own money — and it changed everything. 💡
⚡ WHAT’S INCLUDED IN THE TRACKER ⚡
- Track everything across 5 years — income, expenses, savings, investments, debts, and shared expenses
- Choose your budgeting style — budget fortnightly or monthly, depending on how you get paid
- Custom dashboards — view your finances through dynamic summaries, charts and tables (fortnightly, monthly, or annual views)
- Zero-based budgeting — assign a purpose to every dollar and gain total control over your cash flow
- Shared expense tracking — reflect only your share of joint bills with a partner, housemate or family
- 5-year financial goals tab — set and track your income, savings and debt repayment targets over time
- Budget vs actual analysis — clearly see where you went over, under, or hit your targets
- Built-in notes section — track the “why” behind your spending patterns and budget outcomes
- Automated calculations + charts — no formulas needed; simply enter your data and everything updates
- Fully editable + customisable in Google Sheets
WHAT MAKES THE TRACKER DIFFERENT?
- 💡 Fortnightly OR Monthly Budgeting — Most templates only offer monthly views. With this, you get both.
- 🌍 Use your local currency — Setup is done for you in multiple currencies (Dollar, GBP, EUR, PHP, SEK/DKK etc.)
- 🎥 Step-by-step tutorial video included — I'll walk you through how to set it all up
- 🎁 Lifetime updates — Get access to all future upgrades
- 🙌 Clean, modern layout — Designed to be beginner-friendly and visually appealing without the clutter
THIS IS FOR YOU IF:
- ✅ You're done guessing where your money goes each month
- ✅ You want to see your finances clearly (and confidently)
- ✅ You’re ready to create a system that supports your financial goals
- ✅ You want a tracker that’s flexible, visual, and easy to use
YOU'LL RECEIVE:
- 📌 Two PDF files for download: Fortnightly Budget Tracker and Monthly Budget Tracker
- (Both versions contain the same structure, just different frequencies — choose what suits your pay cycle best!)
- 📌 Link to make a copy of the Google Sheet
- 📌 Setup video tutorial
- 📌 Full guide + instructions in the spreadsheet itself
💻 TECH REQUIREMENTS:
- Google Sheets (FREE to use — you’ll need a Google account)
- Compatible with laptop or desktop for full setup (can view/edit on mobile/tablet)
- Not compatible with Excel
💬 FAQs:
- Can I use this in my currency? Yes! Major currencies are supported. If yours isn’t listed, just message me and I’ll set it up for you.
- Can I use this every year? Yes! You can use it across 5 years — and keep a clear view of your progress or you can choose to track less than that too.
- Do I have to use both the fortnightly and monthly versions? Nope — pick the one that suits your lifestyle. Both will be included.
💬 Any questions before buying? I’m just a message away — feel free to reach out on Etsy, Instagram, or email.
👩🏻💻 ABOUT ME & FOLLOW ALONG:
I’m Amy, a finance content creator, ex-chartered accountant, and lover of all things personal finance & spreadsheets. What started as a way to track my expenses, has turned into a system that’s helped hundreds of others feel confident managing their money, budgeting and staying on top of their goals.
Follow my journey on Instagram @withtheaims for investing tips, finance content, and updates!
(Formerly: Money With Aims)